Blackwood Bank

Blackwood Bank


Blackwood is an infamous bank controlled by a group of powerful figures from the underworld. Whenever someone is in a dire need of a loan, they come here. Blackwood is serious about its business. They deal out permanent injury and take the lives of clients that are not capable of paying back their loan in time. Their rates are incredibly high, therefore most people won't consider going here.

They're considered to be loan sharks since they come to collect their money if you do not pay it back in time. The moment the user receives a loan from Blackwood they will have 4 weeks to pay it back with interest otherwise they will receive a permanent injury. If possible, they will also take away the possession that was purchased with the money if it is something tangible. In case the user doesn't manage to pay it back within 6 weeks though (which is two more weeks, not another 6 weeks), they will be assassinated.

While they operate as loan sharks, Blackwood does not take kindly to individuals aiming to disrespect their strength and influence. To have a loan paid off through the means of associates belittles the power that an outstanding debt carries and by association, belittles Blackwood. As such, individuals who are currently indebted to Blackwood will be ineligible to complete any bank transfers to or from anyone until they have paid off the entirety of their current loan on their own.

Deception is not taken kindly by Blackwood, as any effort to send funds given by Blackwood to others will hold both, the original loaner and the recipient responsible for the full repayment of the jewels and interest.
Requirements: The user must be at least C-rank to request a loan.
Time Limit: The user may request a new loan after a month after which they have paid back their previous loan.
Transfer Restriction: The user taking the loan is not allowed to transfer money to another account until the full amount has been paid.
Due Date: The user must pay back the loan within 4 weeks after which they have received the loan, if the user fails they will receive a permanent injury.
Second Due Date: The user must pay back the loan within six 6 after which they have received the loan, if the user fails they will lose their life.
Maximum: The maximum amount for a loan is 500,000J for C-ranks and B-ranks, and 1,000,000J for A-ranks and higher.
Interest Rate: The interest rate to a loan is 50%.